Home › What we do
What we do
Three things, straightforward or complex.
Eight ways we fund them. Three ways we advise.
Commercial property purchases, rooming houses and business acquisitions lead the work; development, restructure and SMSF sit beside them. Every engagement starts the same way, with your Action Plan. A straightforward file usually touches one of the eight. A complex one touches two or three at once, and the plan tells you which.
30 minutes with Priyank, at no cost. We review your position and discuss how we will approach funding your deal. No lender sees anything until you say so.
The finance
Pick the one that sounds like your position.
Every engagement draws on the whole market: major banks, non-bank lenders and private credit, chosen by fit, with private pathways used when timing, gearing or policy demands it.
Buying something
Buying a business
Acquisition funding where the deposit was set by what a bank can secure, not by what you can afford.
Read more →Commercial property loans
Owner-occupier or investment, straightforward or complex. Up to 100% borrowing, subject to valuation and lender criteria.
Read more →Buying your business premises
Stop paying rent into someone else’s retirement. Owner-occupier commercial, direct or through your fund.
Read more →SMSF commercial property loans
Residential inside super has closed. Commercial property remains fully open.
Read more →Building something
Development & construction finance
Site to completion, including without presales (buyers signed up before construction starts). Bank, non-bank and private credit.
Read more →Rooming house & co-living finance
Funded by a broker who has built them, licensed them and lived the land tax question.
Read more →Fixing something
The consultancy
Advice on the deal itself, before any lender sees it.
Three engagements, quoted individually and paid from day one. Available whether or not we arrange the finance.
Business acquisition consultancy
Read the seller’s numbers the way a credit committee will, test the price against the earnings it actually supports, and rebuild the offer before a lender is approached.
Read more →Buying your freehold consultancy
Rent-versus-own on your real numbers, ownership structure set before contracts, and settlements sequenced so nothing collapses on timing.
Read more →Property development consultancy
Feasibility, capital strategy and structure from an adviser who develops on his own account. Rooming house and co-living viability sits here.
Read more →Not sure which one?
You don’t need to know.
That is the point of the Action Plan. Bring the position, and the work tells us which disciplines it needs. Most of what we do sits across several at once. A business purchase with a freehold attached and three existing facilities is not one service, it is four.
30 minutes with Priyank, at no cost. We review your position and discuss how we will approach funding your deal. No lender sees anything until you say so.
ACL 509527Held directly, not leasedSMSF AssociationMemberMemberships verifiable with each body
Straight answers
Before you pick one.
How do I know which of these I need?
You don't have to work that out before you call. Every engagement starts the same way, with your Action Plan: thirty minutes with Priyank, after which you know which of these applies to your position and whether it is fundable. A straightforward file usually touches one of these; a complex one touches two or three at once.
What is the difference between the finance work and the consultancy?
The finance work arranges the funding. The consultancy is advice on the deal itself, before any lender sees it: whether the price is right, how the purchase should be structured, what the feasibility actually shows, and what due diligence turns up. Buyers often use the consultancy first and the finance second, but neither requires the other.
Can one engagement cover more than one of these?
Yes, and it usually does. Buying a business and buying the premises it trades from is one transaction to you but two different lender appetites, two security positions and often two lenders. Structuring them together, rather than sequentially, is normally what changes the deposit.
What size transactions do you work on?
Business and commercial transactions from $400,000 to $10 million and above, Australia wide. Below $400,000 the structuring work rarely pays for itself, and we will say so rather than take the file.
Do you charge for the finance work?
Yes, on the work we take on, and we publish what it costs. Everything up to and including your Action Plan meeting is at no cost to you. Our fee is quoted in writing before you decide, and if we do not secure the offer set out in your Action Plan it is refunded in full.