First we understand the deal.
Then we rebuild the position a lender will assess.

One page for how an engagement actually runs: where you start, what happens at each step, what it costs, and the three commitments that hold before anything is lodged.

Get Your Action Plan →

30 minutes with Priyank. No application, and no lender sees anything until you say so.

Start with your situation

Seven ways people arrive here.

Business acquisitionI’m buying a businessThe deposit you were quoted was set by what a bank can secure. There is usually another way to hold it.Acquisition financeStart here Commercial propertyI’m buying commercial property or my premisesOwner-occupier or investment, freehold or leasehold. The structure decides the deposit and the rate.Commercial financeStart here DevelopmentI’m developing propertyFeasibility, funding structure and presales, assessed the way a development financier reads them.Construction fundingStart here Debt restructureI need to restructure existing debtFacilities that grew one loan at a time usually price worse than the same debt rebuilt as one position.RestructureStart here SMSFMy SMSF is buying commercial propertyCommercial property inside super, structured to satisfy both the lender and the fund’s rules.SMSF lendingStart here Rooming houseI’m buying or building a rooming houseLender appetite, licensing and the valuation basis: the three things that decide these deals.Specialist securityStart here Declined elsewhereI’ve already been declinedA decline is a verdict on how the deal was presented, not always on the deal. We rebuild the position first, then re-run it, usually with a different lender class.Start with the Action PlanStart here

The process

Six steps. You pay at step five.

A seven-minute call with Priyank

What you are trying to do, and what is in the way. No documents.

Your credit guide and document list

Real answers need your numbers. Nobody can give you one without them.

We build your financial position

A written snapshot and scenario model of where you actually stand. Unpaid work, before you have committed to anything.

The meeting

Thirty minutes with Priyank, your position read the way a credit committee will read it.

Your Action Plan, in writing

Structure, lender class, terms, timeframe, and a fixed fee quoted before you decide.

We engineer the file, run the lenders, and manage it to settlement

You are updated weekly at minimum, whether or not there is news.

Steps one to four cost nothing, whichever way the answer goes. The complete version of this process, including what happens when the answer is no, is on the Action Plan page.

Three commitments, already in writing across this site

Before you commit to anything.

No application, and no lender sees anything until you say so.

No credit enquiry, no obligation, and no lender sees your file until you say so.

Published, banded, and quoted before you decide.

The call, the document review, the written snapshot of your position and the thirty-minute Action Plan meeting with Priyank are free, whichever way the answer goes.

If we don’t secure the offer set out in your Action Plan, your fee is refunded in full.

The guarantee attaches to the written Action Plan you accept: specific structure, lender class, terms and timeframe.

What it costs

Free until the Action Plan. Fixed and guaranteed after it.

Lender commission is disclosed in writing. Our consulting fee is quoted as a fixed figure in your Action Plan: you see the number, the scope and the guarantee before you accept anything. The full bands, worked examples and every third-party cost are on What it costs.

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